12 days and all that……

Well as some people have noticed I haven’t been around the writing circuit much lately and this ends today….

The reason I haven’t been around much, is due to writing for some clients exclusively and unfortunately, I am not allowed to share this work, and secondly, I wanted my writing work to be just that, writing work! Why do I say this? Simply put, it would seem that so people obviously decided to start winding down early December for the Festive period, as I saw a huge rise in blogs been written across the platforms I use.

Whilst I think it is great that more people are sharing their thoughts, the question I have is, will they last?

Was Christmas just a “FAD” or “Learning Curve” for them with their writing? Will they continue or was it just to fill time in the run up to Christmas (some of these people haven’t written again since Christmas)?

Then on the other hand, we have had a glut of people writing what seems to be their review of 2014, predictions for 2015 or just sharing gripes and moans – could this be another reason, to fill time before real work started to kick start again?

We had the 12 days in the run up to Christmas and then we had taking the decorations down after 12 nights hence having 12th night, so, I thought I would wait 12 days after New Year’s Day before re-appearing, hopefully into calmer waters….

The reflection for myself over the past six weeks, was where did it go?

For me, I see that we going to have a rapid, fast changing and moving 2015 with the fact if you blink – you will mss it. With the Oil price falling we are going to mass change but will this create more damage than good? Some people are starting to see more money in their pocket which is allowing for spending or investment but in what areas and will they be able to sustain both the continued investment and the desire?

With 2015 being both volatile and changing, the main things you need to look at are 3D Printing, technology consolidation, Contactless Pay, Health and Beacons – all of which is what you will know I have discussing for 18 months.

Look out for what will happen following the launch of Apple Pay (it isn’t available here in the UK yet) and Watch in March 2015. These two occurrences may not seem a great deal, but they are opening the foundations that have been laid over the last 3 years by many companies but never used. Apple have taken these, played with them, refined them and BOOM – Apple launches them for a much bigger picture which you need to be seeing.

So, please sit back and take note of what is happening (or read my previous articles to be bring you up to speed) as you need to make sure that you and your company is really actively involved with what maybe seen as new Technology and Social Business tools/platforms but are ones that you should have been using for the past 6 to 18 months.

Another two areas I would ask you to keep your eye on is how people just are getting and seeing how important #PESCSP is and then make sure are suing the items from #BBSTR….

Have a great 2015…..

To learn more about bringing the future into your business today and setting you on the correct path for your future, as well as understanding the forward thinking and the views & opinions of Ian Calvert, the research for other companies that he is looking into and undertaking for companies or just to learn more about Ian Calvert and how he can help you further, you can visit his website here

Or just fill in the form below to discuss this article more……

How to make your Digital footprint work for you….

Do you know your Digital Footprint?

#My-Digital-footprint #IanCalvert #Ian-Calvert #SA #Service-Address #ServiceAddress

Are you really utilising your Digital Footprint to its full potential?

The interesting thing is that we set out with good intentions of using the platforms we sign up to but then after a while, one by one, we stop using them and fall back to maybe one or two, which nine times out of ten is Facebook or Facebook and Twitter.

Yet are these the best ones?

Do we think it is a matter of time that we don’t have to use all these?

The interesting thing, is that if you actually sit back and look at all the Social Media platforms you are connected too, you can make their usage actually work for you better and easier than you think…….

So here are a few tips to help you……..

By using say a “News Gathering” facility such as Scredible, you are able to gather all the latest news in one place and then either share them immediately or you can schedule them for a later time to share with your audience. Currently Scredible allow you to share via Facebook, Google+, LinkedIn and Twitter. With having email notifications switched on too, when people share or comment on these postings, you will be altered to them and so you can then respond when you are available.

Do you like to blog or have you considered blogging but are unsure where or how to start? Well a great way to get introduced to blogging is to utilise exploreb2b. exploreb2b is an ideal and easy way to get assistance with getting yourself known to a much wider audience. Why? Simple they help you! Once you have signed up and connected your networks – Facebook and Twitter – you are then ready to create your content. Once you have created your content you then just publish it and that is where the assistance starts…. How? Well they then will tweet this to their network of followers and in turn, these followers will assist by reading and sharing it. Depending on the article this can be done by many. Plus they will re-tweet it at later dates too.

Another way of sharing information across FacebookGoogle+LinkedIn and Twitter is to utilise Hootsuite. By using Hootsuite, you can share not just on these four platforms but also to Company Pages and Showcase Pages on there too. not just immediately but you can schedule them individually or via their bulk uploader too……

What next…..

Well I do hope those three helpful hints have helped you to consider about using more of your Digital Footprint and don’t think it is really time-consuming as it is only as difficult and time-consuming as you want to make it.

If you want to learn more about the points above or your Digital Footprint, then, contact myself via here, or complete the form below:-

 

 

 

 

 

The images contained within this article here were taken via a word or terminology search on www.google.com and images found via the images tab

Is that my chair or are we HOT on the move?

Is The Cloud something we need to step back and look at?

#IanCalvert #Ian-Calvert #IanMCalvert #Ian-M-Calvert #SocialMedia #Social-Media

Are we all missing the bigger picture and not contemplating the future?

With our lives coming at a very fast-moving pace, are you really jumping on-board? Or are you thinking that having an “Internet Enabled Smart Phone” means that you are on-board the Super Highway to the future?

Whilst so much can be done with your phone or tablet, the much bigger picture is not truly been looked at. Many companies are now looking to scale down and embrace technology to such an extent, that more staff are working from home or companies releasing staff but then re-hiring them as a contractor. Many companies let their marketing or human resources departments leave but allow someone in that department to create a company and then the company awards them a contract as it is much more cost-effective.

Thus, with the ex-members of staff setting up on their own but working from home (SoHo), they tend need to have the need for an occasional office space for meeting and where does all this take place?

During the day, just have a look at your local Coffee shop or Hotel lobby or lounge – just see how many people are sat having meetings? But what about having a more corporate feel to having a place to work, host a meeting or seminar? A solution is there and is becoming more and more apparent…the “Hot Desk”…..

Individuals and companies are creating the facility for you to rent a desk by the hour, half day, day or week as and when required. This is not a thing – Regus and others have been doing this for many years, however, the benefit is really being brought back in-house with companies starting to embrace this too.

With the cost of office space plus everything else that goes with it rising all the time, companies are not only looking to reduce costs, but also streamline and make themselves more effective – so the “Hot Desk” is now coming more and more common in not just the Corporate World but with more and more businesses.

So, put this together with BYOD and the arrival in the near future of WYOD, are you really focusing on what is going to be happening? And this is before we talk about 3D Printing! Are you really going to need everything that you have in and around your business today in say a year? eighteen months? Two years?

Are you really in the know or planning ahead?

Isn’t it time you stopped and considered this?

 

So to learn more what is happening and you can understand more, contact myself via here or complete the form below:-

The images contained within this article here were taken via a word or terminology search on www.google.com and images found via the images tab

Avoiding tax and creating Rip Off Britain?

#RipOffBritain #IanCalvert #SA #ServiceAddress

The amazing thing that is called bureaucracy seems to grow from day-to-day, yet is this good or bad – a help or a hindrance?

Whilst it can be a good to help define and control things, it can also be a factor in holding back progress and growth too…..

With today (Wednesday 19th March 2014) being Budget Day here in the UK, another day where we will have:-

  • the Government shouting from the roof tops about how well their Fiscal measures are doing
  • the Opposition shouting how they would do things better
  • Advisory/Accounting companies proving how valuable they are by coming out with data that does really mean anything for the ordinary person in the street – justifying their own existence and important
  • Financial experts giving their opinions as to how this will impact, what they should have done and how they would have done things
  • oh and then the Press trying to put their spin on things based on a) their Political objective and b) justifying how great they are and why you should listen, watch or read them….

We will have promises of these savings – few of which will impact us straight away – and investment; all have which will put more money in our pocket or help us to feel better by the thought of possibly buying our own house or how company improving by been able to do more by investing and extra sales generation.

But does this matter?

Back to the old “yes” and “no” question….

Yes – because we want a job, more security over employment and better wages. The ability to save not just for now about our future with our pensions. Opportunities to allow us by saving to hopefully buy our own house and start securing our future….

No – well this is the real big one…

Whether the Budget is good or bad, the only people who actually do well out of any Budget is the advisors, experts and Accountancy companies/firms who are advisory companies and individuals on telling the Government, companies and individuals; what to do with regards to reducing liabilities – or as many consider to be called Tax Avoidance or Tax Evasion.

Looking at information taken from The Inland Revenue site showing Income Tax rates and Allowances it could be said that based on the figures for 2013-2014, the tax is:-

– less that £32,010, you will pay 20% tax on everything you earn

– earn over £32,010 then you pay 40% on everything you earn over £32,011

Confused? You should be as where is the 10 pence tax band they keep talking about in the medium that is called an informative Press? Some say that it is in place and others say it isn’t and others say:-

– earn over £32,010 then you pay, 10% to £2,790, 20% on £2,791 to £32,010 and then 40% on everything over £32,011

How can the ordinary person in the street, wanting to earn a fair wage and pay fair taxes. But the one thing that is totally in common, speak anyone for advice or information, they just say, speak to a bookkeeper, accountant or an accountancy company/firm and they will be able to help. Are these the same people who said this when George Osborne asked for help in reducing the complicated structure of tax – yes! Guess what, effectively, they said they couldn’t simplify it!

#GeorgeOsborne #Telegraph #SA #ServiceAddress #Budget #TaxMP’s shed doubt on George Osborne’s tax-avoidance blitz

TREASURY SELECT COMMITTEE SAYS TREASURY CALCULATIONS OF POTENTIAL INCOME ARE “INHERENTLY EXTREMELY UNCERTAIN”

 

So surely, does The Chancellor of the Exchequer have the BALLS (excuse the pun Ed Balls) to stand up to these mandarins in the Treasury, HMRC and especially the big accountancy firms and say, right, all allowances are now axed and we are going to have a simple taxation system that applies to everyone, whether they earn £5,ooo, £50,000 or £500,000 – it is a complete level playing field!!

Why should high-earners be allowed to offset things to reduce their tax, set up companies and be paid by them at a lower rate or pay into schemes that allow more off-setting against tax payments? Can it be right that they high-earners pay less as a percentage pence in the pound as a lower earner?

Would a simpler answer be to say do something like this:-

  • £0,000 to £5,000 = 0% Tax
  • £5,001 to £10,000 = 5% Tax
  • £10,001 to £20,000 = 10% Tax
  • £20,001 to £30,000 = 15% Tax
  • £30,001 to £40,000 = 20% Tax
  • £40,001 to £60,000 = 30% Tax
  • £60,001 to £80,000 = 35% Tax
  • £80,001 to £100,000 = 40% Tax
  • £100,001 to £125,000 = 45% Tax
  • £125,001 to £175,000 = 50% Tax
  • £175,001 to £250,000 = 60% Tax
  • £2500,001 to £500,000 = 70% Tax
  • £500,000 plus = 80% Tax

Wow – what a shocker – people would all be in the same position of:-

  • Not just having to pay tax but no way avoiding it
  • Living with in your means, so you have to be like every person
  • Create a situation where when you want a mortgage, then everyone has a mortgage based a simple philosophy of say, every one can have a mortgage but it is based on no more than say 5 or 7 times your gross salary and this can’t be fixed or falsified
  • No methods of off setting items to reduce your tax
  • No methods of setting yourself up as a company to pay yourself in share dividends to avoid tax

But wait, the shock horror, two major issues will stand out….

Issue One….Estate agents….

This industry will go mad as they will actually see house prices been priced correctly and not driven up by false demand!

Housebuyers gazumped in deals with NO rival bidders: Unscrupulous estate agents are persuading sellers to raise prices days before exchange of contracts

  • ‘Ghost gazumping’ sees sellers increase house price days before exchange
  • Some paying additional six-figure sums to avoid finding another property
  • Comes amid fears of a property bubble – which some say was fuelled by Government’s Help to Buy scheme

Read more: http://www.dailymail.co.uk/news/article-2582323/Housebuyers-gazumped-deals-NO-rival-bidders-Unscrupulous-estate-agents-persuading-sellers-raise-prices-days-exchange-contracts.html#ixzz2wPKmU0rm

No wonder people are finding it hard to buy houses if this is happening! Also, with many people leaving Estate Agents and setting up on their own, these people will want to make a living, so they all will be promising Sellers and Landlords better returns so this will keep driving up prices and rents…

Issue Two….Bookkeepers, Accountants, Accountancy Companies & Firms….

Why are they needed? Do we need so many and charging so much? If someone wants to start a business and be a Limited Company, straight away, this could add £1,000, £2,000 or more to their operating costs just to do end of year returns depending on their size! And that is without monthly accounts, payroll etc…

The whole concept of introducing ways to off set items against your tax has so spiraled out control, that like the article mentioned above, even this industry can’t work out a way to simplify it! So, by removing all these off sets and allowances, it will make everything so much easier for everyone to be on the same level playing field!

Just think how much more tax would be generated and thus paid into the economy thus making things so much better for everyone…

So, Mr. Osborne and fellow Politicians, isn’t time you actually stood up and start listening to the country and actually create a level playing field that will help so many to raise up and be able to say we aren’t being ripped off by companies, goods and services are at a fair price and hopefully we could lose the tagline of “Rip Off Britain” ?

These are just a few thoughts for you and you most likely will have a view even for or against and if you feel you need to comment or voice an opinion, either contact myself here or complete the form below:-

The images contained within this article here were taken via a word or terminology search on www.google.com and images found via the images tab